If you have modified you engine by way of a chip, induction kit or similar then things start to get a little trickier. This is also the case with having a generally high-powered performance engine. Many mainstream insurers will not insure a car with engine modifications or a high-powered car with a young driver. Here you will be best to follow the same procedure as above and seek quotes from specialist insurers. You may find the process a little slower but you will be rewarded with a more tailored and possibly cheaper policy.
Above all, you must remember to be honest to your insurer. Something as small as misinforming the insurer as to where you car will be kept overnight can be seen as fraud. Altering details to give yourself a cheaper policy, if not accurate, will ultimately result in voided insurance when the issuing company finds out.